Terms of Service

1. Acceptance of Terms

Welcome to Motor-Insider ("we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of our website, applications, and services (collectively, the "Service").

By accessing or using our Service, you agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

Motor-Insider is a digital content platform that provides:

• Access to e-books and digital publications
• Media streaming services including audiobooks and documentaries
• Reading tools and features
• Personalized content recommendations
• Community features and user interactions

Our services are provided on a subscription basis with various plan options available.

3. User Accounts

3.1 Account Creation

To access our Service, you must create an account by providing accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials.

3.2 Eligibility

You must be at least 13 years old to use our Service. Users between 13-18 years old must have parental consent. By using our Service, you represent that you meet these age requirements.

3.3 Account Security

You are responsible for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account or any other security breach.

4. Subscription and Payment

4.1 Subscription Plans

We offer various subscription plans with different features and pricing. Current pricing and plan details are available on our website.

4.2 Billing

• Subscriptions are billed in advance on a recurring basis
• All prices include applicable Canadian taxes (GST/HST/PST as required)
• Payment is due immediately upon subscription or renewal
• We accept major credit cards and other payment methods as indicated

4.3 Free Trials

We may offer free trial periods for new subscribers. Free trials automatically convert to paid subscriptions unless cancelled before the trial period ends.

4.4 Refunds

Refunds are handled in accordance with Canadian consumer protection laws. You may be entitled to a refund in certain circumstances, including technical issues or service disruptions beyond our control.

5. Content and Intellectual Property

5.1 Our Content

All content available through our Service, including e-books, audiobooks, videos, text, graphics, logos, and software, is protected by copyright, trademark, and other intellectual property laws.

5.2 License to Use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to:

• Access and view content for personal, non-commercial use
• Download content for offline reading where permitted
• Use our reading tools and features

5.3 Restrictions

You may not:

• Copy, modify, distribute, or create derivative works from our content
• Remove copyright notices or other proprietary markings
• Share your account credentials or allow others to access your account
• Use automated systems to access or download content
• Reverse engineer or attempt to extract source code

6. User Conduct

When using our Service, you agree not to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Upload or transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Interfere with the Service's operation or other users' experience
• Use the Service for commercial purposes without permission
• Spam, harass, or abuse other users

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using our Service, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

8. Termination

8.1 Termination by You

You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of your current billing period.

8.2 Termination by Us

We may suspend or terminate your account if you:

• Violate these Terms
• Engage in fraudulent or illegal activities
• Fail to pay subscription fees
• Misuse our Service or harm other users

8.3 Effect of Termination

Upon termination, your access to the Service will cease, and you may lose access to downloaded content. Some provisions of these Terms will survive termination.

9. Disclaimers and Limitation of Liability

9.1 Service Availability

We provide our Service on an "as is" and "as available" basis. While we strive for continuous availability, we cannot guarantee uninterrupted access.

9.2 Content Accuracy

We do not warrant the accuracy, completeness, or reliability of content available through our Service. Content is provided for informational and entertainment purposes.

9.3 Limitation of Liability

To the maximum extent permitted by Canadian law, Motor-Insider shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

10. Governing Law and Jurisdiction

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any legal proceedings shall be conducted in the courts of Ontario, Canada.

11. Changes to Terms

We may modify these Terms at any time. Material changes will be communicated through:

• Email notification to registered users
• Prominent notice on our website
• In-app notifications

Continued use of the Service after changes constitute acceptance of the modified Terms.

12. Canadian Consumer Rights

These Terms do not limit any consumer rights you may have under Canadian consumer protection legislation. Where provincial consumer protection laws apply, they take precedence over conflicting provisions in these Terms.

13. Dispute Resolution

13.1 Informal Resolution

Before pursuing legal action, parties agree to attempt to resolve disputes through good faith negotiation.

13.2 Binding Arbitration

Disputes that cannot be resolved informally may be subject to binding arbitration under the rules of the ADR Institute of Canada, except where prohibited by provincial law.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.